Last updated: December 2025
1. Introduction
Superannuation Calculator Australia ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at superannuation-calculator.au (the "Website").
Please read this Privacy Policy carefully. By using the Website, you consent to the practices described in this policy. If you do not agree with the terms of this Privacy Policy, please do not access the Website.
2. Information We Collect
2.1 Information You Provide
We may collect personal information that you voluntarily provide when you contact us via email, including your name, email address, and any other information you choose to include in your message.
2.2 Automatically Collected Information
When you visit our Website, we automatically collect certain information about your device and your use of the Website, including:
- Browser type and version
- Operating system
- IP address (anonymised where possible)
- Pages visited and time spent on pages
- Referring website or source
- Date and time of visits
2.3 Calculator Data
When you use our superannuation calculator, the data you enter (such as age, salary, and contribution amounts) is processed locally in your browser. We do not collect, transmit, or store the specific values you enter into the calculator on our servers. Your calculator inputs may be saved in your browser's local storage for your convenience, but this data remains on your device.
3. Use of Cookies and Similar Technologies
We use cookies and similar tracking technologies to collect information about your browsing activities. These technologies help us analyse website traffic, understand user preferences, and improve our services.
3.1 Types of Cookies We Use
- Essential Cookies: Required for the Website to function properly.
- Analytics Cookies: Help us understand how visitors interact with our Website through services like Google Analytics.
- Advertising Cookies: Used by our advertising partners to deliver relevant advertisements.
3.2 Managing Cookies
Most web browsers allow you to control cookies through their settings. You can typically choose to accept or reject cookies, or set your browser to notify you when a cookie is being set. Please note that disabling cookies may affect the functionality of the Website.
4. Google Analytics
We use Google Analytics to collect information about how visitors use our Website. Google Analytics uses cookies to collect information such as how often users visit the Website, what pages they visit, and what other sites they used before coming to the Website. We use this information to improve our Website and content.
Google's ability to use and share information collected by Google Analytics about your visits to our Website is restricted by the Google Analytics Terms of Service and the Google Privacy Policy. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
5. Advertising
We may display advertisements on our Website through third-party advertising networks. These networks may use cookies and similar technologies to collect information about your visits to our Website and other websites to provide targeted advertisements that may be relevant to you.
The information collected by these third parties does not include personal information such as your name or email address but may include your IP address and browsing behaviour. You can learn more about interest-based advertising and opt out of receiving targeted advertisements from participating companies at the Digital Advertising Alliance website.
6. How We Use Your Information
We may use the information we collect for purposes including:
- Responding to your enquiries and providing customer support
- Analysing usage patterns to improve our Website and services
- Detecting and preventing technical issues or fraudulent activity
- Complying with legal obligations
- Delivering relevant advertisements through our advertising partners
7. Disclosure of Your Information
We may share your information in the following circumstances:
- Service Providers: We may share information with third-party service providers who perform services on our behalf, such as website hosting and analytics.
- Legal Requirements: We may disclose information if required by law or in response to valid requests by public authorities.
- Business Transfers: If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
8. Data Security
We implement appropriate technical and organisational measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
9. Data Retention
We retain personal information only for as long as necessary to fulfil the purposes for which it was collected, including to satisfy legal, accounting, or reporting requirements. Analytics data is retained according to our Google Analytics settings and industry standard practices.
10. Your Rights
Depending on your location, you may have certain rights regarding your personal information, including:
- The right to access the personal information we hold about you
- The right to request correction of inaccurate information
- The right to request deletion of your personal information
- The right to object to or restrict processing of your information
To exercise these rights, please contact us using the details provided below.
11. Children's Privacy
Our Website is not intended for children under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us so we can take appropriate action.
12. External Links
Our Website may contain links to external websites that are not operated by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. We encourage you to review the privacy policy of every site you visit.
13. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this Privacy Policy periodically for any changes. Your continued use of the Website after any modifications indicates your acceptance of the updated Privacy Policy.
14. Contact Us
If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us at:
Email: cyis1000@gmail.com